Wednesday, April 05, 2006

THE ROAD TO HELL IS PAVED WITH GOOD INTENTIONS

Massachusetts is about to get a wake up call with their new “universal health” proposal that was rammed through the State government this week. The plan will cover the poorest of the state with full health insurance, no deductibles or co-pays. As the income rises to 300% of the poverty line, the health coverage is available on a sliding scale, again with no deductibles. Those who the state declares able to pay for health insurance, but who refuse to buy it will be fined $1,000 a year until they get it. This is all well and good, but what about businesses? Businesses who don’t offer health insurance will be required to pay $295.00 a year per employee to the state.

And there’s the flaw.

Businesses pay a WHOLE LOT MORE than $295.00 a year per employee for health insurance. At the company I work at, that’s about what we pay a MONTH. If Mitty signs this bill, businesses will begin to dump employee health insurance and gladly pony up the 300 bucks a year per employee. And then, you will see the system overloaded.

When that happens, then what?

Firstly, the business fee will climb fast. And then the amount citizens have to pay will go up. The state will start to muscle the insurance companies to charge less. Then insurance companies will pull out of Massachusetts. Then doctors will start leaving. The quality will drop. Costs will rise. Etc, etc., etc.

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